Let me get this straight

You have your characters engage in frottage, hand jobs and fellatio for months, but their relationship isn't going to be consummated until they have penetrative sex in a carefully planned night of lovin' on Valentine's Day?

Here's the thing: frottage, hand jobs and fellatio are sex. This relationship was consummated a long time ago. Romanticizing penetrative sex is so, so ... I cannot even articulate why this is not good, author. Let's just stop perpetuating the myth that the only sex that counts is one where a penis goes into another person via vagina or anus. (Though even the latter doesn't seem to count if it's male/female and that is also a problem. It counts.)

All hail the glory of inserting Tab A into Slot B or whatever, but it isn't the only "real" sex, okay.